Have you been furloughed?
Read below to see if you qualify for interest-free financial support
Furlough Loan Program
Interest-Free Support During Federal Furloughs
When a furlough suddenly pauses your paycheck, we’re here for you.
Our Furlough Loan Program provides short-term, interest-free financial support so you can
cover essential living expenses while waiting for federal pay to resume or while seeking new
employment.
How the Program Works
Interest-free loans up to $7,500
Disbursed in monthly installments up to $2,500 for up to three months
Cannot exceed the borrower’s previous monthly income
Funds may be used for essential living needs
Repayment
Begins when employment is restored or after six months, whichever occurs first
Monthly repayment amounts are based on a 12-month repayment term
If back pay is received from the government, full repayment is expected within one week of receiving the back payment
Eligibility Requirements
To qualify, applicants must
Be 18+ with valid identification
Live in Southern Arizona (Pima, Cochise, or Santa Cruz County)
Be federally furloughed
Complete the official application
Have your spouse apply with you if married
What You’ll Need to Apply
Please be ready to provide:
Government ID (Driver’s License or State ID)
Furlough notice or federal employment documentation
Recent paystub
(If applicable) Spouse information & signature
Consent for credit check
Credit score 740+ — no guarantor required
Credit score below 740 — guarantor with 740+ required